As we approach the final of the historic FIFA Soccer World Cup hosted by South Africa in this historic year which marks the 50th anniversary of 17 African states, we need to explore the ideas and motives that underlay the colonial business model and the forces that precipitated the rapid decolonization of Africa.

The anti-colonial movement gathered momentum not only because there was a general feeling that colonialism was immoral but the issue acquired weight in the public mind and attracted remarkable individuals who were willing to devote time, creativity and energy towards ending the system.

Africa's future must necessarily lie in underpinning its moral capital with supporting and reinforcing institutions.

Ultimately, the accumulation and retention of moral capital is and should be inextricably linked to institution building.

Reputation of moral conduct determines the value of moral capital as human existence and experience has not been able to produce a mechanism that can read people's minds.

What lies between the ears of a human beings is so complex and hidden that observation and experience are the only reliable instruments for predicting behavior.

It is impossible to rely on a person's moral convictions in commercial transactions and often a person's reputation based on history is used as a proxy.

With a current world population estimated at about 6.8 billion, we must accept that it is impossible for anyone to have personal and direct knowledge of the universe but in a lifetime one is able to interact with only a few and it is through relationships that we can build a society that reflects the values that we hold dear as human beings.

Africa's future belongs to builders. Our civilization has evolved and contemporary African civilization is dualistic with one part based on laws and other institutions underpinned by a market system and another that is based on what can be described as African norms, traditions and custom.

I was born in Zimbabwe and I must confess that there is nothing that prepared me to be a businessman of the scale that I have been privileged to engage in.

The political, social, moral and economic morality that informed the colonial constitutional order did not allow natives a large measure of freedom in seeking profit through voluntary exchange and, therefore, my worldview has been influenced by my own personal experiences.

When I started writing my weekly columns, I had no idea that my views on a number of issues would resonate with many of the people who have been kind enough to share their comments with me

On 1 November 2009, I began this series of 20 articles with the hope to provoke thought about what Africans can do to enhance their stock of social, political and economic but also moral capital.

This being the last installment, I could not think of any better subject to complete the conversation than deal with the complex issue of commercial civilization and its relevance to Africa's uncertain future.

Any progressive modern civilization has to be based on laws underpinned by an institutional framework that allows individuals a large measure of freedom to seek profit through voluntary and not state-assisted exchange.

When colonialism visited Africa, it must be accepted that the transactions that were prevalent were not done with any prospect of making profits.

What is a gentlemen's club? What, if any, is its usefulness to nation building? What role did it play in the consolidation and sustenance of the colonial political economy?

The origins of gentlemen's clubs is to be found in 18th century English society where members-only private clubs were established to promote and protect interests of members.

They were set up by and for English upper society but today they are a universal phenomenon.

Our knowledge of the few that were and are successful in climbing the opportunity ladder behaved, organized, and transmitted their wealth to future generations is limited by our own experiences.

On 1 November 2009, I wrote the first of 20 articles under the theme: "Pushing the envelope of knowledge" focusing on the concept of capital and its role in human progress and nation building.

I was acutely aware that what I may consider knowledge might not have the same meaning to others.

Notwithstanding, I felt it was important for me to add my voice to the kind of debates that we must have as Africans if we have to discharge our generational responsibilities to make tomorrow a better and brighter day in the full knowledge that we may not be there to enjoy the fruits of our labor and input.

On 15 February 2010, I completed my 17th installment and decided to pause and reflect on what insights should be in the last three articles.

On 15 November 2009, I wrote my first installment of 30 articles with no idea of what the full collection would look like.

Today's article is the last one and for those who have followed the series, I sincerely hope that you have enjoyed the journey and more importantly the joy of sharing my own insights into the complex issues that challenge us as we try to advance the cause of human development and progress in Africa.

Knowledge is power and as Michel Foucault, the late French philosopher, sociologist and historian correctly argued, knowledge and power are like two sides of the same coin, it is important that we focus on tackling the role of knowledge production in affecting and constituting power relations in Africa.

We all want our leaders to be wise and compassionate. If the people with power were to be foolish then the people who do not have power will be discouraged from aspiring for higher positions in society.

Africa Heritage Society hosted the event,"Expert Insight into Indigenization" in conjuction with The Millionaires Club, held at Rehoboth in Rivonia, Sandton.

Present were the special guests Emmanuel Munyukwi, - the Chief Executive Officer of the Zimbabwe Stock Exchange, Kombo Moyana - the former Governor of the Reserve Bank of Zimbabwe, Neverl Kambasha - Chairman of Rehoboth Times Trust and Executive Director of Beryl Capital, Mutumwa Mawere - Rehoboth Times Trustees and Chairman of Africa Heritage Society, among others.

Mr. Mawere started by welcoming the guests. He stated that 17 African states are turning 50 years of independence and self governance this year and it was important to look back and ask ourselves "what have we done, what legacy have we left behind?" He paid tribute to both Mr Munyukwi and former Governor, Dr. Kombo Moyana, whom he praised on reflecting on the point that many have become millionaires as a result of the policies implemented during the former Governor's tenure of office and during the current term of Mr Munyukwi as the CEO of the ZSE.